Insurance and risk arrangement

Driver and cycle with peace of mind

Insurance and risk arrangement

Driver and cycle with peace of mind

Insurance and risk arrangement for your vehicle

Feeling safe in your vehicle is precious. That's why KBC Autolease offers good insurance and a risk arrangement for the vehicle to anyone who likes to be on the safe side. But what is included in this insurance? And does it also apply to trailers and when you’re abroad? We are happy to answer these and many more questions for you.

1.  If you have a contract that includes an insurance and risk arrangement, KBC Autolease has taken out the following cover in your name and on your behalf:

  • Third-party liability motor insurance
    Covers loss, damage or injury suffered by others if you cause an accident for which you are liable.
  • Legal assistance insurance for traffic-related incidents
    Enables you to recover the cost of any damage to your vehicle from the person liable and provides legal assistance.

  • Driver’s bodily injury insurance (optional)
    Reimburses the medical expenses of the driver for bodily injuries sustained in a traffic accident, regardless of whether he/she is at fault or not.

  • Risk arrangement
    KBC Autolease assumes the risks of the car being completely written off and of a partial loss (such as due to theft, your own negligence, storm damage or glass breakage).

2.    If your contract doesn’t include insurance, you may need to contact the insurance company that insures your vehicle.  

The certificate of insurance

That counts as proof of insurance. Make sure you have it with you in the vehicle at all times. Remember to keep a close eye on the date on the certificate of insurance, because if it has expired, you are no longer insured.

Have you lost your certificate of insurance or has it expired? Request a new one using the form on our website.

You can do so with the claims history certificate form.

If your lease vehicle is insured through KBC Autolease, the trailer is covered by the third-party liability insurance, provided that the trailer:

  • Weighs no more than 3.5 tonnes, and
  • Is attached to the car.

If the trailer is not attached to the car or weighs more than 750 kg, you must take out additional insurance.

The vehicle is covered by insurance in all the countries listed on the back of the green card.
If a country isn't listed, you'll not be covered by insurance for that country.

Please note that for any trip outside Europe, you should contact our services at as there are specific procedures (European assistance only, obligation to have a certificate, etc.).

Luggage or other items in your vehicle are never insured and therefore not covered.

Insurance for your bicycle

During your lease term, you’re comprehensively insured for damage and theft. See what’s insured in the insurance conditions below.

  • Insurance conditions for bicycle lease quotes made on or before 31 December 2019 (PDF-NL) (PDF-FR)
  • Insurance conditions for bicycle lease quotes made on or after 1 January 2020 (PDF-NL) (PDF-FR)

More information

Like to know more about car or bicycle insurance? Contact KBC Autolease for more details.

Contact KBC Autolease